Taxes
New York's top state rate is 10.90%, compared with Illinois's flat 4.95%, and New York City residents also pay a city income tax. Middle-income earners won't pay the top rate, but it's worth running your numbers. Commuters and remote workers should ask a tax professional about residency.
Space and rent
Expect a smaller place than you'd get for similar money in Chicago. Your Chicago sofa may not fit, and walk-up stairs can rule out large pieces. Measure before you commit to shipping anything big, since hoisting or disassembly costs extra.
Applying for an apartment
New York applications can demand a lot: income multiples, guarantors and quick decisions. Co-ops usually have a board approval process that takes time. Keep financial documents ready, and be ready to move quickly when you find a place.
Building rules on moving day
Certificates of insurance, freight elevator windows and move-in deposits are common. Get the requirements in writing early. Chicago to New York movers explains how we plan around them.
Living without a car
Many New Yorkers don't own a car, and parking is scarce and costly. If you're bringing one, check alternate-side rules and insurance costs. Many people decide to sell. The subway runs around the clock, though service varies.
License and registration
New York sources commonly cite 30 days for exchanging a license once you become a resident, but they differ on when that begins. Check with the New York DMV for current rules, even if you won't drive much.
Weather
Winters feel milder than Chicago's, and summers are similarly humid. You won't need to change your wardrobe much.